Finding a home

NomadE5 has a number of properties to rent or to buy.

Paying your rent

Find out the different ways to pay your rent.

Reporting a repair

Report your repairs to us. We aim to resolve any issues as quickly as possible.

Safer neighbourhoods

Working together to tackle anti-social behaviour.

Credit Unionsman holding tick

What are credit unions?

These are financial co-operatives, owned and run by their members. They offer more affordable loans than doorstep lenders. Most still have rules restricting the areas members can come from, called a "common bond", although this is changing.

Credit unions are regulated by the Financial Services Authority (FSA).

How do I save with a credit union?

You can save as much or as little as you wish. Payments can be made at paying-in points, by payment card or directly from bank accounts. Ways of paying vary from one credit union to the next.

Can I apply for a loan?

Loans are available to members, but some credit unions like you to save for a few weeks before you can apply for their cheapest loans at an interest rate of about 1% a month. Some credit unions can offer you a loan without saving first but the interest rate is likely to be about 2% a month. Each credit union has different rules about the account and the loans it offers.

You might qualify for a Social Fund if you receive Income Support, Income Based Jobseeker's Allowance or Guarantee Pension Credit: Social Funds are interest free. Call 0800 055 6688 for more information (0800 023 4888 if you have a speech- or hearing-impediment phone) or click here to visit the Directgov site Opens in a new window and read the sections on budgeting loans, crisis loans and community care grants.

How do I join a credit union?

You will need to complete a form and pay a joining fee. The fee might be as little as £1.

For more information and to find out which is your local credit union you can contact the Association of British Credit Unions Limited at:

ABCUL
Holyoake House
Hanover Street
Manchester
M60 0AS

Tel: 0161 832 3694

Website: www.abcul.org Opens in a new window